Windows XP uses its own built-in drivers for digital cameras like your Optio 50. There is not driver for you to download.
With XP you should be able to simply open up the "My Computer" icon on your desktop.
Under "My Computer" you should see a "Removable Disk".
Double Click on it, and then your should see "DCIM", double click on that and then you will see "100PENTX".
Double click on "100PENTX" and you will see all your pictures.
You can then copy those pictures to anywhere on your computer.
If this does not work for you, you can always use a card reader to
download your pictures. Many later model computers have built-in SD
card readers. If your computer does not have a slot for an SD card you
can purchase a card reader, usually for under $20, at most major
computer/electronics equipment retailers.
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